Products > Recreational

Motorcycle Insurance

motorcycleMotorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners.

If you own a motorcycle? Whether you ride it or not!? You need this coverage to protect you from theft, collision, and other common exposures.

Some of the items that may affect premiums;

  • Your driving record
  • Where you keep your cycle (in the open or in garage)
  • Your credit record
  • How many years you have been driving a motorcycle
  • Your age
  • Previous Cycle Coverage
  • Anti-theft devices

ATV/Snowmobile Insurance

atvMost states don’t require ATV insurance and you may have limited coverage if you have a homeowners policy. If you have an ATV we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy.

Many insurance companies offer discounts to help lower your premium such as:

  • A discount for completing and approved ATV safety course.
  • A discount for owning and insuring multiple ATVs.
  • A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider’s Club of America (HRCA).